Approved Text
Home Up

 

 

Bank of America implemented a No Bidding Policy effective 7/13/04.
Distribution partners and affiliates may not bid on the Bank of America brand name or any of their products, including, but not limited to the products listed below: Bank of America (and variations such as Bank of America Visa or Bank of America Platinum) Alaska Airlines America West Anne Geddes Asiana Airlines Hawaiian Airlines US Airways MilesEdge Choice Privileges Jeep Chrysler Dodge Power Rewards Money Return Make a Wish Mexicana Efectiva Distribution partners and affiliates may not bid on any common misspelling, or confusingly similar names, on any pay-for-placement search engine, including, but not limited to, overture.com, findwhat.com and google.com. Additionally, in order to maintain the highest quality affiliate network, Sunspot Inc. will not accept any affiliates whose Web site(s) (and/or online activity) promotes, links to, and/or engages in any of the following:
1. Bank of America affiliates must be in compliance with the Terms of Use, found at http://www.sunspotweb.com/terms.php.
2. Partners/Affiliates are not allowed to purchase any Bank of America URLs (or any derivation of) as a means to drive traffic.
3. Partners/Affiliates are not allowed to use Bank of America trademark terms as a means to drive traffic through search advertising.
4. Contextual Marketing is prohibited, unless specifically approved by Bank of America.
5. The use of E-mail for any of the Bank of America products or programs is strictly prohibited.
6. All banners/copy/marketing materials must be approved by Bank of America. Partners may not alter creative without approval.
7. Bank of America will not allow any creative to be placed in close proximity to chat or message boards on affiliates' sites, where individuals have the ability to voice opinions to other site visitors.
8. Distribution Partner may not promote 8.9% and 9.9% Visa Platinum Cards on any credit-card comparison site nor list the 8.9% and 9.9% Visa Platinum Cards in any "bad credit" or "credit-seeker" sections of a website.


Approved Copy:

APR (Purchases): Intro Rate - 1.9% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%

APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%

APR (Cash Advances): 21.99% Variable * minimum 19.99% . (P + 15.99%)

Finance Configuration: Average Daily Balance (including new purchases)*

Annual Fee: None

Additional Cardholders: $0

Grace Period: 20 Days (Min.)

Minimum Credit Limit: $500

Maximum Credit Limit: N/A

Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000

Over-The-Limit Fee: $35

Cash Advance Fee: 3%, $10 minimum

Balance Transfer Fee: None



Reward Program Details
  • Points per Dollar: 2 points per dollar
  • Points per Dollar spent at Choice Privileges locations: 15 points2
  • Points Expiration: Points earned in a calendar year will expire on Dec 31 of the second caelndar year following the year during which the points were earned.
  • Yearly Limit on miles you can earn: None
  • Bonus Miles: 6,000 points at first purchase
  • Redeem points towards free nights, airline miles, gift certificates.


Perks / Notations
  • Total Security Protection
  • Various Internet account related services.
  • Up to $500,000 in travel accident insurance.
  • Auto rental insurance.
  • Extended warranty protection.
  • Various travel and emergency assistance services.
  • Lost luggage recovery.
  • Year-end summary statement
  • Zero liability for unauthorized use of the card
  • Optional personal photo on card.
  • Optional mini card.
  • See website for additional benefits.

Important Notations

*See website for complete terms and conditions of card usage and application disclosure.*Terms and Conditions
URL for Terms and Condition:
http://www.bankofamerica.com/creditcards/application/modules/mod_page_popup.cfm?product_type_id=choice&card_type_id=plat&association_id=visa&interest_rate_id=&origin_id=&content=tc_print

2 15 points per dollar is based on 10 points per dollar earned through Choice Privileges membership for eligible stays plus 5 points per dollar earned when paying for stays with the Choice Privileges Visa Platinum card linked to the same Choice Privileges membership.



Legal Requirements
  • Card overview must include the following copy; - "Card issued by Bank of America, N.A. (USA)"
  • Term & Conditions access - Where APR information is listed, a link to Bank T&Cs must be available
  • Mini Card - First letter in both words must be in capitalized